Driver Performance Evaluation for UBI

A comprehensive technology-based system that allows insurance companies to track and measure individual driver risk and kilometer/mile usage in order to evaluate insurance risk and optimize insurance rates per driver.

The system calculates average driving distance per driver, on-road usage and driving habits such as speed acceleration, dangerous turns, overtaking, sudden braking and vehicle-following distance in order to calculate a Driver Safety Score which is used as the basis for insurance rate calculation. Score allows companies to adjust risk-management policies and encourage safer driving by offering incentives.

With Ituran’s usage-based insurance software, insurers gain a competitive edge by providing customized rates that match risk, while customers enjoy policies and premiums that are in line with their driving character, offering them a means to reduce insurance cost simply by adopting safer driving habits.

The system includes accident monitoring and analysis, stolen vehicle tracking, fuel-saving tips and a real-time notification system via web and a mobile app that allows 24/7 monitoring and alerts.

Detailed driver risk assessment allows pay-as-you-drive and how-you-drive insurance policies
A weighted Driver Safety Score
Accident monitoring and analysis stores data from before and after accidents and reduces overpayment or fraudulent claims
Stolen vehicle tracking increases vehicle recovery rates and reduces unnecessary insurance claims and payouts
White-labeled mobile app and website keeps the policy owners (drivers) always connected while providing real-time responsive feedback
Real-time documentation of accident details
Optional additions to application: emergency call center services, towing, taxi services, recommended garages and more

Enables insurance providers gain a competitive edge, attracting and retaining customers
Allows a policy proposal based on comprehensive individual
performance data
Encourages better and safer driving and reduces the occurrence of avoidable accidents
Reduces the frequency of overpayment due to fraudulent claims

See how it works

Driver Performance Evaluation for UBI

Evaluate and grade performance of insurance policy holders using Ituran’s Driver Behavior measuring and grading tools & components. Use data and insights and an easy friendly mobile application to offer policy holders rates based on performance and safe driving, encourage better driving and safer driving among your clients and attract new ones by differentiating your services

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See how it works

Driver Performance Evaluation for UBI

Mobile application displays pay-as-you-drive and pay-how-you-drive indications so that drivers can self-evaluate driving behavior at each given moment. Push notifications alert on dangerous behavior or give positive feedback when deserved

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See how it works

Driver Performance Evaluation for UBI

Driver evaluation report includes detailed analysis of driver behavior over any selected period of time and includes feedback and personal tips to encourage improvement

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See how it works

Driver Performance Evaluation for UBI

Calendar display gives a periodical overview of driver or vehicle weekly performance and safety grades

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See how it works

Driver Performance Evaluation for UBI

Displays the days, hours and distances in the driver’s regular driving behavior and uses average driving schedules and habits to determine premiums per the specific driver

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See how it works

Driver Performance Evaluation for UBI

Serves the company’s call center, displaying which vehicles were involved in an accident, accident status, was the engine was running at the time of an accident, is it running now and more

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